"Child Bonds"

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In the past, bonds were sold to retail investors with the commissions built into the price. A client would in turn have no idea the amount that the bonds actually cost him. This allowed firms to pull in hefty commissions. For example, a bond valued at par, meaning 1,000 dollars per bond, might have a real yield of seven percent, but the firm could sell the bond for 1050 dollars, forcing the yield down to six and three quarters percent.

The bond universe far surpasses the size and scope of the stock market. More and more retail investors have been turning to online bond houses that maintain large bond inventories. In addition to saving on bond commissions, investors are provided with instantaneous access to bond research and investment strategies. Just as more and more bond investors have been shifting to online firms, more and more equity investors are shifting over to bond investments.

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Just as there are indexes in the stock market that represent the overall health of stocks, there are indexes in the bond market representing the strength of bonds. Because of the great depth and intricacies of the bond market, bond indexes do not function like stock indexes. While stock indexes provide a general picture of the direction of the stock market, bond indexes are used to determine arbitrage opportunities between different categories of bonds in the bond market.

Bonds will compensate investors for taking on additional risk by paying a higher amount of interest. Let's take two bonds--the first has a price tag of $1,000 per bond, matures in 10 years, and is paying seven percent interest. The second bond is also priced at $1,000 per bond and is paying eight percent interest, also maturing in 10 years. The second bond is a more risky investment. The higher rate of interest indicates that the default risk is slightly higher than the first bond.

Indeed, the bond market is the largest securities market in the world. If you had challenges in the past adequately researching stocks, the complexity and depth of the bond market can be overwhelming. Fortunately, a few online firms have simplified bond research.

There are strategies to minimize the overall risk of your bond portfolio. To combat interest rate risk, you would develop a ladder of bonds, purchasing bonds maturing in separate and sequential years. You would have debt retiring in many different years, thereby providing you with new capital to invest in bonds with the higher interest rates.

Interest rate risk is the risk associated with purchasing bonds and having their prices fluctuate due to interest rate movements. Interest rates and bond prices have an inverse relationship--whatever direction interest rates move in, bond prices will move in the opposite direction. If you buy a bond today and interest rates rise, tomorrow your bond will have less value. Interest rate risk is diminished if you hold your bond to maturity since you'll receive the face value back, regardless of interest rate movement. Interest rate risk affects bondholders when they plan on selling their bonds prior to the maturity dates.

Bond indexes are used more for comparing and measuring risk than for future guides like the stock indexes. For example, the JP Morgan Government Bond Index measures the risk of bonds by country. Investors can use these indexes and corresponding spreads between nations to find arbitrage opportunities.

In the past, trading the bond market was exclusive to the major brokerage houses. If retail clients wanted to purchase individual bonds, they had to have an account with a major firm. Due to the massive exodus from major brokerage firms, and heightened demand by consumers for bonds, a few niche independent bond houses were created.

 

 

Latest "Child Bonds" Resources

 

1. Developing a Solid Marriage
... In a stepfamily, however, bonds between a parent and child have preceded those of the marriage ... ... Parent-child bonds precede the new marriage. These bonds may be drawn so tightly that they may ...
http://www.foreverfamilie ...g_solid_marriage.aspx


2. Involving Non-Resident Fathers In Children's Learning: The Role of Non-Resid...
... Paternity establishment offers opportunities to strengthen father-child bonds Non-resident fathers rarely have joint physical custody but most have visitation agreements or parenting time Shared ...
http://fatherhood.hhs.gov ...on-res00/chapter2.htm


3. What is Friends Outside
... The maintenance of inmate-family ties and parent-child bonds is an important social services objective. Research has demonstrated that frequent visits between separated parents and their children are ...
http://www.friendsoutside.com/2.html


4. Family
... Parent-child bonds develop through everyday caring soothing your child, changing nappies, bathing, cuddling, singing and playing with him. You may also want to hold him 'skin to skin' in other words ...
http://www.channel4.com/h .../baby/qa_bonding.html


5. Infant Toddler Services of Riley County
... winners. Strengthened development and healthy adult-child bonds are your rewards! Research and Training Center on Early Childhood Development Center for Evidence-Based Practices, Orelena Hawks Puckett ...
http://www.infant-toddler.org/newsletter/aut05.htm


6. What's new in children's mental health
... If not treated at the outset, however, such behavioral problems as failure to potty train can stress parent-child bonds and create future problems, says psychologist Jennifer Shroff Pendley, PhD. So ...
http://www.apa.org/monitor/dec04/whatsnew.html


7. NICHD Study of Early Child Care
... Provided is a wealth of authoritative information about the ways in which nonmaternal care is linked to health, psychological adjustment, and mother-child bonds in the first six years of life. The ...
http://www.wcwonline.org/nichd/publications.html


8. FAQ
... are using therapy and other services (read: brainwashing and conditioning) to weaken the childís bonds and affections for his real parents and strengthen the childís bonds and affections for his ...
http://www.profane-justice.org/html/faq.html


9. Hope College | English | Faculty Books
... importance. Kipp's primary concern is to trace ways that writers deployed representations of mother-child bonds variously as a means to naturalize, endorse, and critique Enlightenment constructions of ...
http://www.hope.edu/academic/english/facbooks.htm


10. Ludicrous Reasons For Losing Custody
... close, loving relationship with your child - court personnel seem to love pathologizing mother/child bonds as "enmeshed", "unhealthy" Wishing to move Being disorganized Having a messy home Being too ...
http://www.custodyprepformoms.org/lrflc.htm


11. Minority Report - Harrington
MINORITY REPORT AND POLICY RECOMMENDATIONS TO THE UNITED STATES COMMISSION ON CHILD & FAMILY ... ... S. Commission On Child & Family Welfare 370 L'enfant Promenade #-616 Washington DC, 20047 Re: FINAL ...
http://www.copss.org/research/Harrington.html


12. Hearing Loss News and Reviews: Advocates push toddler sign language as way t...
... 2 years old speeds up verbal skills, stimulates intellectual development and strengthens parent-child bonds. A follow-up study suggested signing also could increase a child's IQ. That led to the book ...
http://www.4hearingloss.c ...6/advocates_push.html


13. Health & Human Development | News and Events
... Society for Sport History February 4, 2003 Gravitys Embrace January 31, 2003 Good Parent-Child Bonds Offset Hormone-Related Adjustment Problems in Adolescents January 23, 2003 Birch to Serve on ...
http://www.hhdev.psu.edu/news/newspres03.html


14. Doula
... v These results highlight the doulaís role in strengthening parent-child bonds and promoting healthy intellectual and emotional development for the new baby. vi The findings noted here are based on ...
http://www.adoulastory.or ...t/SupportingResearch/


15. Child Care
... As your child bonds with his provider, you may even feel a little jealous of their relationship. But this relationship needs to be encouraged so don't let your feelings come between your child and ...
http://www.momrn.com/articles/childcare.htm


16. CHINA PAGE
... Adjustment is normal and no one will judge your capabilities as a parent by how quickly the child bonds with you. The time you spend in China with your child will be a time of adjustment for you and ...
http://www.childrenshope. ...vel/arrivalchina1.htm


17. USA WEEKEND Magazine
... Along with strengthening parent-child bonds, they nurtured an inner rhythm, Feierabend says. "In the past, the most common [interaction between parent and child] was singing and bouncing a baby on ...
http://www.usaweekend.com ...51016/051016news.html


18. TheFeature :: It's All About The Mobile Internet
... In either case the PDA will establish bonds with its user, "like when a young child bonds to its mommy or daddy," says Mitola. Mitola dreams of the day when cognitive radio can warn him about traffic ...
http://www.thefeaturearch ..._Cognitive_Radio.html


19. Attachment: A New Way of Understanding the Problems of Parents and Kids
... By gaining a clear understanding of attachment and the obstacles present in their own relationships with their kids, parents can overcome these obstacles and strengthen the parent-child bonds ...
http://www.athealth.com/C ...icles/Wesselmann.html


20. Meininger Art Supply
... Through this process, the child bonds to the human community and acquires the dispositions of adulthood. Education in the arts is one of the fundamental purposes of schooling. National Art Education ...
http://www.meininger.com/ ...ans/m_maines_unit.cfm


21. Number 1 Question: Is It Good for the Kids? Des Moines, Iowa
... two, parent figures who provide nurturing, protection, and stimulation and with whom the child bonds and forms attachments) Provide health and nutrition to your children (adequate food and ...
http://www.numberonequestion.com/08_02d.asp


22. 1st National Child Access/Safe Haven Training Conference
... m. Workshop A Domestic Violence: How stemming abuse increases frequency of access, child support payments and strengthens parental-child bonds. Susan Horowitz, Ph.D., University of Rochester, New York ...
http://www.gocrc.com/oct-tr-conf2.htm


23. Prison Visitation Basics
... Your ability to support parent-child bonds, assess parent progress, and make an informed decision about permanency will hinge in part on the personal relationships you are able to form with prison ...
http://www.practicenotes. ...visitation_basics.htm


24. PRI Press Releases
... A. Granger) Press Release Jan 29, 2003 Good Parent-Child Bonds Offset Hormone-Related Adjustment Problems in Adolescents (Alan Booth, David R. Johnson, Douglas A. Granger) Press Release | Article ...
http://athens.pop.psu.edu/CtrPRI/PressRls.cfm


25. Camp Notre Dame - Testimonials
... forget. What you provide is such a tremendous value for strengthening parent/child bonds. I enjoyed every minute I spent at CND. Thank you. Mark B. To a Wonderful Staff: I LOVE Camp Notre Dame. I have ...
http://www.campnotredame.com/tests/tests.htm


26. http://www.parentsurf.com/p/articles/mi_m1175/is_n3_v29/ai_18228771/print


27. Berkeley Parents Network: Advice about Shyness
... turf). Find one teacher and one or two children that your child bonds with and encourage those relationships. Shy kids tend to develop special relationships with one teacher and one or two kids. While ...
http://parents.berkeley.e ...vice/worries/shy.html


28. LockBox Foundation: About LockBox
... Parents of children with autism report a compromised ability to form human bonds, they are amazed at how quickly their child bonds with the unconditional love and acceptance of their unconventional ...
http://www.lockboxfoundat ...ut-lockbox/index.html


29. Untitled Document
Good Parent-Child Bonds Offset Hormone-Related Adjustment Problems In Adolescents January 31, 2003A good relationship between parents and their adolescent children can prevent risk behaviors and ...
http://www.la.psu.edu/news/pressrelease/03pr3.htm


30. News and Views -- As Simple As That™
... Shares Experience of Adoption Process Read More July 13, 2005 School Program Nurtures Parent-Child Bonds Read More July 13, 2005 Derby Emphasizes Diversity and Finds New Fans Read More July 12, 2005 ...
http://www.simpleasthat.com/content/newsviews.php


31. Reality. Issue 32: Ten Myths About Church Leavers, by Alan Jamieson
... An American study of five hundred Presbyterian adults between 33 and 42 years of age found that "the influence of positive parent-child bonds was very weak. They concluded that "the effect of early ...
http://www.reality.org.nz ...es/32/32-jamieson.asp


32. White House Correspondents Association: 2003 Merriman Smith Award
http://www.whca.net/2005poewin4.htm


 

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